Uber has taken a lot of the headaches out of driving, including all the pesky navigating and parking. If, however, you’ve been injured in an Uber accident, the losses you experience can be overwhelming, and you may not know where to turn for the help you need. If this is the challenging situation you find yourself in, it’s time to consult with an experienced Rochester Uber accident attorney.
Filing Your Claim with the Correct Insurance Provider
The matter of which insurance provider you file your claim with after an Uber accident comes down to where the negligent Uber driver was in the rideshare process when the accident happened. Consider all the following:
- If you were injured as a passenger of an Uber driver, Uber’s robust coverage is in play.
- If you were in another vehicle but the Uber driver had a passenger or was on the way to pick one up, you’ll still file your claim with Uber’s insurance provider.
- If the Uber driver didn’t have a passenger in the car or had a passenger waiting to be picked up, you would file your claim with the driver’s personal policy. Uber drivers are required to provide proof of adequate coverage, so you can’t count on this insurance being in place. If your claim exceeds their policy’s caps, you’ll also need to file a claim with Uber’s provider.
- If the Uber driver is no longer on the app when the accident occurs – even if they only left it momentarily – it takes Uber out of the equation, and your claim will proceed in exactly the same way it would after any other car accident.
Uber Accidents Are Not Uncommon
Uber drivers shoulder a significant amount of responsibility despite the fact that they’re not commercial drivers in the sense that they aren’t required to have a commercial driver’s license (CDL), and they don’t need any special experience. When you couple this with the complications they encounter behind the wheel, it isn’t hard to understand why Uber accidents are more common than most of us think:
- Uber drivers stop and start and enter and exit traffic frequently, and these are the times when accidents are most likely to happen.
- Uber drivers need to interact with the Uber app when behind the wheel – as they navigate areas that may be unfamiliar to them, attempt to find passengers who are waiting for them or attempt to find safe spots to drop passengers off.
- Uber drivers only get paid when they successfully complete trips, which can push some drivers to stay behind the wheel longer than is safe.
Discuss Your Claim with an Experienced Rochester Uber Accident Attorney Today
The seasoned Rochester Uber accident attorneys at Steve Foley Law Firm have helped many victims of Uber accidents recover compensation for their complete physical, financial, and emotional losses, and we look forward to the opportunity to also help you. Your claim is important to your recovery, so please don’t wait to reach out and contact us online or call 716-249-2222 for more information about what we can do for you today.