What better way to cool off this summer than renting a private swimming pool? Swimply, a New York startup that allows owners to rent swimming pools by the hour, has grown by a massive 2,000% this summer.
Before you rush to reserve your water time, remember that swimming pools can be dangerous. Part of the condition of booking these pools is that you sign a waiver, promising not to take action against Swimply if you are injured. In turn, they expect the homeowner to sign, saying they have adequate insurance. Yet, most homeowner insurance policies do not cover renting a pool.
Therefore, if you have an accident in a Swimply pool, in the Buffalo, Syracuse or Rochester areas, claiming compensation may not be straightforward. You will need the help of an experienced personal injury attorney. They can investigate the insurance held. If the person renting does not have adequate coverage, you may have to sue them personally or claim against Swimply. People are not renting their pools for fun; they make money out of it, up to $2,000 per day.
Premises liability law determines what responsibility property owners have to those on their property. If you paid for the pool, the owners have a higher responsibility toward you than if you had sneaked over the fence and used it without permission.
Liability also depends upon whether the property owner has warned of the danger or could have easily remedied any it. For example, you injure your neck diving into a one-meter deep pool. If the owner has signs warning you of this, they may be considered less liable. If they install a high diving board above the one-meter section, they may be more at fault.